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    Clear Lake Boats – Boats and watercraft Dealer in Clear Lake, Iowa

    Starting as a Powersports and Marine dealer in Mason City and expanding in 1995 with Clear Lake Boats, this family owned business has been providing boating fun for over 30 years. The addition of the former Hanson Marine in 1998, Kemmerer Marine in 2001 and Larson Marine Storage in 2018 makes Clear Lake Boats the only full service, parts, storage and Marina on the lake. At C…

    Browse boats and watercraft in IowaBoat Dealers in Clear LakeAll Boat Dealers

    Frequently Asked Questions: Clear Lake Boats

    Does Clear Lake Boats offer financing?+

    Clear Lake Boats works with financing partners to help buyers secure loans for boats and watercraft. Contact Clear Lake Boats to ask about current financing promotions, available lenders, and whether pre-qualification is available. You can also use Searchshop's built-in payment estimator on any listing to model monthly payments before reaching out.

    Where is Clear Lake Boats located?+

    Clear Lake Boats is located at 1604 South Shore Dr., Clear Lake, Iowa, 50428. They serve buyers in Clear Lake, Iowa and surrounding areas.

    What boats and watercraft does Clear Lake Boats sell?+

    Clear Lake Boats specializes in boats and watercraft. Browse their full inventory on Searchshop to see all available listings with year, make, model, photos, and pricing.

    How do I contact Clear Lake Boats?+

    You can contact Clear Lake Boats through the contact form on their Searchshop profile page, or by calling (641) 357-0127. Include the year, make, and model you are interested in for a faster response. Clear Lake Boats typically responds to inquiries about their listed inventory.

    Does Clear Lake Boats accept trade-ins?+

    Many boat dealers accept trade-ins as part of a purchase. Contact Clear Lake Boats directly to ask about their trade-in program, how they value trade-in units, and how a trade-in would apply toward your next boat purchase.

    Boat Buyer's Guide – Clear Lake Boats

    Buying a boat from Clear Lake Boats in Clear Lake, Iowa? Use this guide to evaluate any listing before you commit.

    1. 1

      Match the boat to your waters

      Pontoons and deck boats suit calm lakes. Deep-V hulls handle chop on larger lakes and coastal water. Center consoles are versatile for fishing. Ask Clear Lake Boats which models suit the waterways near Clear Lake, Iowa.

    2. 2

      Inspect the hull carefully

      Look for stress cracks, blistering, or repairs on fiberglass hulls. Check the transom for soft spots by pressing firmly — a solid transom feels rigid. Osmotic blistering costs thousands to repair.

    3. 3

      Check engine hours

      Inboard and outboard engines are typically rated to 1,500–3,000 hours. Low-hour engines with service records are worth more. Ask to see oil change and winterization records for any boat at Clear Lake Boats.

    4. 4

      Request a sea trial

      Test the boat on the water before buying. Run it at full throttle. Listen for unusual noises. Check that the throttle and steering respond smoothly. Reputable dealers like Clear Lake Boats will accommodate this request.

    5. 5

      Verify title and registration

      Ask for the current title and confirm the hull identification number (HIN) matches. Check for any liens with your state boating agency. Clear Lake Boats should be able to walk you through the paperwork.

    How to Finance a Boat at Clear Lake Boats

    Marine financing has unique terms. Here is what to know before financing a boat through Clear Lake Boats in Clear Lake, Iowa.

    Typical Loan Terms

    10 to 20 years for larger boats. Smaller boats are typically financed over 5 to 10 years.

    Down Payment

    10% to 20% is standard. Some lenders require more for older vessels.

    Pro Tip

    Get pre-approved by your bank before visiting Clear Lake Boats — it gives you a rate to compare against dealer financing.

    Lender Advice

    Marine lenders (USAA, SunTrust, Essex Credit) specialize in boat loans and often offer better rates than general banks. Get a pre-approval before visiting Clear Lake Boats to compare against dealer-arranged financing.

    Questions to Ask Clear Lake Boats About Financing

    • What lenders do you work with for marine financing?
    • Is the trailer included in the purchase price, and can it be financed together?
    • What insurance is required, and can you recommend a marine insurer?
    • Are any manufacturer financing promotions currently available?
    • What extended warranty options are available for this model?

    About Clear Lake Boats

    Clear Lake Boats is a boat dealer in Clear Lake, Iowa listed on Searchshop. Browse their full boats and watercraft inventory, view detailed photos, compare prices, and get in contact directly from this page. Searchshop aggregates boat dealer listings across the country so you can compare stock and pricing in one place before you visit or call.

    Buyers in and around Clear Lake, Iowa can browse the full inventory at Clear Lake Boats, read verified buyer reviews, and reach out through the contact form on this page. Each listing at Clear Lake Boats shows year, make, model, condition, mileage or hours, and current asking price. Use the monthly payment estimator on any listing to model financing before stepping on the lot.

    Clear Lake Boats Inventory

    The inventory at Clear Lake Boats is updated regularly on Searchshop. Each listing shows high-resolution photos alongside the year, make, model, trim, and price. Mileage, condition notes, and available options are listed on each vehicle detail page. A built-in loan calculator lets you estimate your monthly payment based on purchase price, down payment, and loan term before you call or visit. Save listings you like to compare them side by side. If a unit you are interested in is no longer showing, contact Clear Lake Boats directly — dealers often have incoming trades and new arrivals not yet listed.

    Why Shop for a Boat in Iowa

    Buying from a local boat dealer in Iowa has practical advantages. Local dealers handle state title, registration, and sales tax in-house. Warranty and service work are easier to coordinate nearby. Local dealers carry inventory suited to the region — boats suited to local waterways and seasons. Visiting in person lets you inspect and test ride before you commit. Use the Searchshop dealer directory to compare Iowa boat dealers by city, brand, or inventory.

    Contact Clear Lake Boats

    Use the contact form on this page to ask about a specific listing, request more photos, or schedule a visit. Include the year, make, and model for a faster response. Ask about trade-in valuations, financing promotions, and upcoming inventory. Clear Lake Boats is in the Searchshop boat dealer directory serving Clear Lake, Iowa and surrounding areas. Browse other boat dealers on Searchshop to compare inventory and pricing near you.

    What is Clear Lake Boats's customer rating?+

    Clear Lake Boats has an average customer rating of 4.8 out of 5 stars based on 182 reviews. Read verified buyer reviews on their Searchshop profile to learn about the sales process, inventory quality, and customer service experience.